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Whether you have just bought a new home or you want to upgrade your current room, purchasing curtains is one of the ways to elevate the style of your home with ease. Curtains don’t only give your space a new feel and look. They are also practical at the same time. With several tricks and tips, you can save money on curtains.
If you are out to find new curtains but confused with the options available, below are some of the things you should keep in mind to buy the right curtains that will match your style:
Know Your Needs
Before you choose a certain style of curtains, you have to know where you will use your curtains and their functions. Curtains can make a room cozier and a lifesaver on a lazy weekend morning.
Determine the Fabric of Your Preferred Curtains
Now that you have decided about what you need, it is now time to find the right style. It includes choosing the fabric of your preferred curtains or choose from professional Curtains & Blinds Manufacturer.
You might want to consider curtains that are 100% linen, which look dreamy in a house with a beach theme. However, linen fabrics are dry clean only like velvet and heavier silks. If you have small pets or children, you might to consider a washer-friendly cotton blend fabric.
Patterns, prints, and colors are important to consider. In other cases, curtains may blend in with your décor. However, in some cases, you might like them to make a statement or stand out. Dark colors basically add a dramatic flair to any room. However, darker colors may also fade once exposed to direct sunlight for most of the day. In this case, you must purchase curtain liners. There are times that they are built to curtains themselves. Lining curtains will help you save money in the end through extending the look and life of your drapes.
Know the Right Length for Your Curtains
Floor length curtains are perfect in any room. Exceptions could be a child’s room or kitchen where floor length drape might get in the way. If you want a cleaner look, let your curtains fall to where they tough the floor and have them hover about an inch above. This is a perfect length if you will be closing and opening your curtains a lot. If you want a dramatic look, let the curtain panels extend with a couple of inches floor length.
Know When to Purchase
If you are a savvy shopper, you know that there is always the best time to purchase everything. Generally, it is when the retailers slash prices to make room for the new stocks. In case of purchasing curtains & blinds in a manufacturer, a good time to buy is in January. It’s the month when retailers offer sales on types of linens. When you buy during sale season, you can purchase luxurious brands at cheap prices.
With those tips in mind, you will be well-prepared to find the right set of curtains for your space. If you are a savvy shopper, there are great deals you can take advantage online.
Honda CR-V is the 5th generation of SUV to wear the badge that has racked up more than 9 Million unit sales across the globe. This is the reason why the Australian market also loves this wonderful car from Honda. When it comes to practical, safe, innovative, spacious, and comfortable cars, Honda CR-V offers value for money.
Below are some of the reasons why Honda CR-V should be your next SUV:
Every Honda CR-V is packed with exceptional safety features according to reliable Honda dealers. They benefit from 6 airbags, trailer stability assist, and tyre-pressure monitoring. Its suite of safety systems work in unison to decrease driver workload and boost occupant safety with ACC or active cruise control that works in a bumper to bumper traffic. It has also systems that take over to bring the vehicle safely to a stop in case of emergency. Plus, the range of Honda CR-V gets a 5-star rating from ANCAP, Australian safety testers.
Honda CR-V’s well thought out look extends to its interior. It has a sharp dynamic look to its body architecture. It also has a sense of well-proportioned style that also carries through the best interior presentation.
The new Honda CR-V comes with a clean and smart design presentation, complemented by good support and seat comfort. There’s an upmarket feel in the choice of the soft-touch coverings and trim materials on majority of surfaces like a tactile steering wheel with cruise and audio controls.
This 5-seat SUV offers the best back seats when it comes to foot space, legroom, headroom, amenities, outward visibility, and storage. The seats also recline and the occupants of back seat have their own air vents and USB ports.
Being sensible does not really mean getting rid of the style and if there is any car that proves that, it is the Honda CR-V. Because of its bold details, powerful stance, and muscular metal, Honda CR-V is made to stand out at the shopping mall, on the open road or in the city.
Looks can be subjective, but Honda CR-V is the best looking Honda in some time. It has longer wheelbase, which reduces overhangs. Its rear wheel arches are flared and windows are raked but big. The bonnet is also stylish and its vertical tail-lights are spunky. It has good proportions, squat stance, and presence.
Most of you expect a lot from the cars these days and Honda CR-V got you covered thanks to the long history innovation of Honda and value for money. It extends to the different technology features you can find in the vehicle’s cabin. Some smarter touches include handy walk-away lock system that secures the car. Unique to Honda CR-V are Android Auto and Apple CarPlay as standard. It means that whatever smartphone you use, it easily and quickly connects to the car so most apps can be controlled safely through hands-free or central touchscreen.
Honda CR-V is powered by turbocharged 1.5L engine that incorporates famous Honda technology for fewer emissions but more performance.
If you have a huge stack of unpaid services or fees from your clients, your company might be facing a problem; not enough flow of cash to support your daily operation. If this happens, then you might end up having a big problem. That is the reason why as a business owner, you should keep a good track of every unpaid service or fee that you have. As much as you would want to handle the payment yourself, you still need to focus on various other function that needs to be done in your company. The good part is, you do not need to handle the whole entire payment yourself. You can always hire a debt recovery lawyers to handle this matter for you.
When should you hire a debt recovery lawyer?
Of course, the first step that you have to do is to try to contact the debtor yourself. Try contacting them using e-mail, telephone, or try to set up a meeting with them. Your debtor will be much more likely to cooperate and pay you back if you do not show a sign of hostility.
You can also try to negotiate with your debtor. Some of the debtors might be able to pay you a smaller amount of money over an extended period. If you think that you have gained your revenue only with that half amount and that you do not have the resources to pull or pay a debt recovery lawyer, then this might be a good alternative for you. Of course, this means that you have to do your due diligence to verify the statement that your debtor gave you.
Another reason that it might be better if you try to handle this on your own is that lawyers will cause you a huge amount of money. There will be a minimum fee that is applicable in addition to all the extra charges such as consultation charges, or any court-related fees that might be tied to the case itself.
If your attempt has been ignored studiously by your debtor, then you can choose whether you should hire a debt collector or a lawyer.
Debt collector or debt recovery lawyer
Both of them are essentially third-party companies that you hire to help gain your money back. The difference lies in the method that they would use in order to gain it back.
It is true that collection agencies tend to cause less than a debt recovery lawyer. Agencies have an automated system that follows up with your debtors. There is also so many choices of debt collectors that are available for you to hire. This means you can easily make adjustments and choose according to your business size as well as the budget.
However, the disadvantage that debt collection agencies have over debt recovery lawyers are you are not really sure what is the action that they take to recover your money. Although there has been a law that was recently passed to prohibit debt collection companies from doing anything illegal, you are still not a hundred percent sure with their actions.
Debt recovery lawyer, on the other hand, is much more expensive than a debt collector. However, there are a few advantages that debt recovery lawyers have.
Your lawyer will be able to give you a practical assessment of your case. It helps you in making a judgement and planning your next move. The lawyer will be able to give you a fully comprehensive view of what legal action you should take in order to get your money back.
Even though debt recovery lawyers tend to be more expensive than debt collectors, their fees tend to be more transparent. Dependable on the firm, your debt collectors might charge you an additional amount of fee, or may even take a certain percentage of your money as their fee once they have recovered it successfully.
The most important advantage that your lawyers will have is that they will be able to take legal actions to recover your money back. If you decide to go to court over your case, then your lawyer will be able to file for administrative wage garnishment. This means that you will be able to get your payment back in the form of installment by cutting off a percentage of your debtor’s salary.
You will also be able to seize the property of your debtor if you would like to. This is one advantage that you will have over choosing to hire a debt collection agency.
There are a lot of measures that you can do in order to gain your money back.
When it comes to choosing which one that you would like to hire between a debt collector or a lawyer, then you have to see their track record.
Because hiring a lawyer tend to take a bigger amount of resources rather than hiring a debt collection agency, many companies resort to mixing both of them. Companies can opt to hire a debt collection agency first. If they could get their money from the debt collection agency, then the case would stop there.
However, if they fail, then the company would choose between settling the debt with the debtor, or hiring a lawyer to sue the debtor. There are many decisions that have to be thought over when it comes to hiring a lawyer. Business owners should decide whether it is worth putting a huge amount of resources and whether the amount of debt is worth throwing away those resources. If they do, then they will hire a lawyer.
Even when it comes to lawyers, they would try to solve the problem in a one on one fashion first. Only when it is not effective that they will bring the case to the court.
A beautiful and well-maintained lawn is truly enviable. Many homeowners dream of having a lush green paradise in their yard all year round. Fortunately, this easy and complete guide can give you a rich turf in no time.
Season to lay turf
In Australia, different kind of grass varieties like Sapphire Buffalo, Couch and Kikuyu are chosen because of their year-round durability and general drought resistance. Although, even these tough ones prefer a particular time of the year than others.
- Spring. The best time of the year to lay the turf. The weather is not too hot and rain is expected to grow your grass.
- Summer. The weather can get scorching during the peak of the summer season. It’s a good thing that Buffalo grass can is tough enough to withstand the heat, but it requires watering every day. Remember to keep the roots moist.
- Autumn. Like spring, fall is a good time to lay turf. See to it that establish the grass before the cold really hits.
- Winter. It is best not to lay down grass turf in the coldest of season, 13 degrees Celsius and below. In areas where winter is milder, you can lay down turf as long as the ground is perfectly prepared.
Preparing your lawn.
- Measure your lawn. Do it twice to be sure. There is nothing more frustrating than finding yourself a few rolls short. When ordering give a five to ten percent extra for trimming.
- Pull out weeds or remove the existing lawn. You may use a weed killer to treat and let go of the unwanted grass. This should be left around 14 days. Instead of a weed killer, some prefer a healthier approach. They use a turf cutter, and then the green waste can be used as compost or placed in a waste recycling centre specific for turf.
- Cultivation is required. If you can, the soil you should have is sandy loam, a mixture of sand, silt and clay. This type allows for good drainage and nutrition.
- Level the surface by raking. The surface should be smooth and firm but not too compact. If its too loose then gently pack it by walking on top of laying boards.
- Testing the soil pH. It should be between 6.0 to 7. If the soil is too acidic (low pH) add some ground limestone. If the soil is too alkaline (high pH) add some garden sulphur or acidic mulch.
- 6. Pre-fertilize the soil. This will help in the long-term success of your turf. Sprinkle it evenly on the ground.
Turf laying process.
- Order the best variety of turf you can. Better quality products are easier to work with and give better results.
- Lay the turf immediately. It should be within 24 hours when the product arrives. If you can’t lay it quickly, put the rolled turf in the shed and remove any covering.
- Start by unrolling a whole strip around the edges of your lawn. Avoid using small patches since they dry down faster. Lay the strip similar to brickwork. Avoid stretching the turf. Pack down the grass once it is laid out. Don’t step on the newly planted lawn for 2 to 3 weeks.
Watering is encouraged as soon as you finished laying the turf. It might need more water during the summer season.
Applying fertilizer should be done every four to six weeks. Equal levels of Nitrogen, Potassium, and Phosphate should be excellent. As a rule of thumb, little but often application is better.
When it’s time to mow the lawn, make sure to use a sharp blade to prevent uprooting the grass. Cut 1/3 of the leaves; this should be enough when doing the first time. You’ll know when to mow if the grass when pulled will not be lifted together with the turf. Alternate the direction of mowing. Clippings can be left behind if minimal, to bring back more nutrients to the soil.
A healthy lawn requires balance. Air, food, water and sunlight should be maintained appropriately.
Oxford dictionary defines search engine optimization, or SEO, as the process of maximizing the number of visitors to a particular website by ensuring that the site appears high on the list of results returned by a search engine.
The way SEO works helps millions of businesses across the globe that aims to strengthen their online presence.
Promoting businesses a few years back was a totally different situation. We rely on old-school running ads to satisfy inbound traffic. But this could be quite costly, and very much unideal for small, start-up businesses.
What you need is to invest in organic ways to reach out your target audience and SEO provides you exactly that.
- SEO boosts inbound traffic
This cost-effective way of promoting your business works to produce quality inbound traffic in your website so your company gains attention. Number of businesses competing for visibility in the market is increasing, so investing in SEO can help your site stand out through web traffic.
- SEO brings you more customers
With SEO, there are various ways to connect your business to your target audience. For example, you can use keyword optimization to put your website on the top of the results list whenever a user types in a certain keyword related to your services.
- SEO builds your company’s credibility
There is a notion users have that businesses found on the first page of results in Google have a foundation of credibility and authority. Don’t get too excited though, even with the most efficient SEO service, having an authority still doesn’t happen overnight.
- SEO can increase your business’ referrals
SEO is extremely helpful in connecting businesses to people; helping them bring their services closer and faster to their target market. Once your business finds its way to the right audience, the possibilities are endless! You probably will start receiving relevant business referrals in no time.
- SEO provides long-term results
One of the advantages of using SEO instead of paid advertisements or other traditional marketing methods is that it can give you results that will last for a long time. As long as you are putting in necessary work to compete in the business field, your company will stay relevant with the help of SEO.
- SEO makes your site user-friendly
Because Google aims to bring its users the best quality of websites, it won’t settle for anything less. SEO is not just about gaining visibility, it’s also about making your website accessible and user-friendly. SEO professionals are expert in revamping your site and making sure it has a user-friendly experience to offer.
- SEO increases brand value
Brand value has a lot to do with integrity for businesses. People are naturally drawn to company that adheres to ethical standards. Earlier we mentioned that businesses have to work hard to earn trust and credibility, and it’s true.
Making a small investment in SEO for your company can boost its reputations, which will eventually bring more customers to you.
Starting a business doesn’t depend on age. You can start young and be successful. Companies can come at any age, and you’ll never know what will come in surprise if you begin courageously. Just take the life of Mark Cuban and Fred De Luca as an example of young entrepreneurs who started their business journey at the age of 18.
If you are this teen with an entrepreneurial spirit or looking for something good in making extra money- having and launching your own business can be an absolute answer. So better take a look at these business ideas that are perfect for starting a company with a low investment cost.
An accurate and tried business idea for teens is to establish and operate a babysitting or childcare business. During weekdays after school or even on weekends, you can offer and help your family and friends by providing child care in the safety of their homes.
Lawn Care Business
If your teen’s hobby is to mow the lawn, you might need to consider that skill to gain profit. By marketing your lawn care services in your neighborhood, they may be thinking about it and can give you a lengthy list of customers too. Especially in the summer season, where you have a lot of time to do it, take it and don’t hesitate.
For any teen who’s always ready to help keep house chores, they are most likely familiar with all the skills and tools they have and need in launching house cleaning services. By doing a simple mopping and vacuuming, you’ll indeed have a profit at your young age.
Art Lesson Business
If you love arts at your young age and you enjoy meeting people, an art lesson business can be a rewarding pursuit for you. Creating a structured lesson about arts and crafts will make your student want more of the module studies. This is a great business because it can be started for free right in your place.
Home Tutoring Business
If you have a talent and rank for a particular subject in school, consider creating and operating a home tutorial business. You can help the students with their homework or create your lessons for their business. With this business, the startup costs are virtually nothing.
Soap Making Business
This business is an excellent opportunity for those who enjoy working with their hands and with scents. Making quality soap is a skill and hobby that anyone can do and obtain, but be reminded that it takes practice and effort to start this.
Greeting Card Business
One of the handmade crafts that are best for business is making greeting cards and selling it to the market or even to your closest friends. Today, many people are still seeking and turning to handwritten notes. By creating personalized and eye-catching designs, teens will indeed look forward to these things.
With a dash of modern technology, you could launch an online business through blogging. This will take a little more time to make a profit, but it is worth the wait. Just keep on being posted and grow your audience.
What is an Auditor?
In the world of accounting, an auditor is significant. An auditor is a professional person authorized and verified to review the accuracy of financial records and ensures papers to comply with tax laws. They are to protect businesses and other companies from frauds and liabilities. They are pointing out discrepancies in the accounting methods and strategizing ways to increase operational performance. Auditors work in different capacities in different industries.
HOW DOES AN AUDITOR WORK?
Auditors are expected to be unbiased and independent. They are responsible for things:
- Managing the performance and financial audit investigations
- Verifying company’s assets and liabilities through checking the documentation and transactions, financially related records, annual reports and financial statements
- Making conclusions on the results of cheque books
- Examining, understanding, and appraising some of the management strategies, practices and exercises following the financial situation of the organization.
- Implementing analytical procedures on the company’s statement balances and activities
- They are assessing the possible risk and management controls.
- Performing written conversations with debtors to certify the amount of possible debt
- Completing all audit questionnaires
- They are maintaining professional knowledge by attending educational classes, workshops and programs in regards to accounting techniques and ethics.
TYPES OF AUDITORS
- INTERNAL AUDITORS
Internal auditors are those who are employed for professional firms outsourced by client companies. Internal auditors mostly work in private sectors to improve the efficiency of the businesses and recognize where processes are not working as they should. As well as assessing financial accounts, they also look at aspects of the company such as environmental sustainability, ethics, growth and reputation.
- EXTERNAL AUDITORS
External Auditors usually work in affiliation with government agencies to carry out obligatory audits of the public sector. They are also called to scrutinize the finances of private business, especially those working in association with governmental bodies.
- GOVERNMENT AUDITORS
Government Auditors are the ones that keep and examine records of government agencies of private businesses or individuals conducting subject to government regulations or taxation. They ensure revenues are received and spent according to laws and regulations. They detect robbery and fraud, analyze agency accounting controls and evaluate risk management.
- FORENSIC AUDITORS
Forensic Auditors requires a diverse set of skills. They are also called investigators and can elicit useful information by questioning suspected witnesses and wrongdoers. They are specialized in crime and are helpful by law enforcement organizations.
Auditors are not accountable for transactions that occur after the date of every report. Moreover, they are not necessarily required to discover all instances of fraud and financial misinterpretations- that primarily lies in the organization’s management team.
Auditors don’t belong to the management team of a particular company which means that the responsibility for financial statement presentation.
To summarize, an auditor has to express an affirmation on whether the company’s accountant has included in the annual report and financial statement the fair information about the company’s activity. The career of an auditor is quite esteemed yet demanding and risky. It involves a lot of opportunities and constant personal development. While an auditor’s job requires so much effort, it is always worth it to be part of this prestigious vocation.
What is Freelance?
Freelance work is doing your regular job but not under any employer or business firm. Usually, a freelancer provides service to different companies or businesses on their basis.
Reasons Why People Freelance
Extra income. For workers who have a regular job in the daytime, let’s say a school teacher for an 8-5 job, you can have an extra 2 hour of your time to freelance as a tutor. The added income can benefit you in many ways in the future.
Flexibility. Freelance jobs can give you a lot of flexibility, such as what time do you want to work, it can be home-based, you don’t need to follow dress codes strictly, and the best of all you can choose which job will you accept.
Independence and growth. Doing freelance can both develop your talent more in doing your craft or mastery for your job. If you are an actor and want to try freelance, chances are you will train more to do the part better to get the role.
A career breather. Not everyone who walks in freelancing keeps their regular job; some find it better than to stick in their monotonous corporate tasks. And some will completely change what they do to go on a career that they are dreaming of. A nurse can become a chef; a flight attendant can become a fashion model or a marketing agent to pursue writing.
Less stressful. Many people who chose to freelance is due to lesser stresses. You don’t have to think of competition or promotion since you are your own boss.
Work / Life balance. A bulk of workers who are now on freelancing jobs have better work and life balance. Most of them have their jobs based on their homes, creating a relaxing atmosphere, thus increasing productivity. Increasing productivity means finishing projects faster.
The US-China trade war is an unending economic conflict between two of the biggest national economies in the world, the United States and China. In 2018, US President Donald Trump started to set tariffs on China together with other trade barriers with a goal of obliging the other county to make changes to what the United States claims to be unfair trade practices. Some of these trade practices and the effects they make include intellectual property theft, increasing trade deficit, and forced the transfer of the technology of America to China.
Ever since the 1980s, Trump has been advocated tariffs to lower the trade deficit of the US and encourage domestic manufacturing, stating that trading partners are ripping off the country. The imposing tariffs became the major plank of Trump’s presidential campaign.
Even though some politicians and economists argue that the persistent trade deficit of the US is problematic, most economists argue that this isn’t a problem and only a few people advocate tariffs to be a solution. They cite historical evidence that there will be no winners if tariff conflicts continue to escalate.
In the US, the trade war also created struggles for manufacturers and farmers and increased prices for the consumers. This also resulted in economic damage in other countries although there are certain countries that benefited from the increased manufacturing for filling the gaps. This also spurred the instability of the stock market.
Governments of certain countries such as the United States and China have taken the necessary steps to address some damages. The US vs. China trade war has been receiving criticisms all over the world. In the United States, agricultural organizations and businesses have been crucial as well although many farmers continued supporting Trump. There are mixed responses among politicians in the US.
The trade war caused deterioration in the relationship of United States and China as both countries exchanged tariffs for over a year while Trump continues to threaten China without any resolution in sight. The China and US are locked in a bitter trade battle.
The two biggest economies of the world have imposed tariffs on billions of dollars worth of each other’s goods. The US President Trump has accused China of some unfair trading practices as well as an intellectual property theft. In the country of China, there’s a perception that US tries to curb its rise. The negotiations are still ongoing but challenging at the same time. The uncertainty is weighing on the worldwide economy and hurting businesses from the different parts of the world.
What are the Imposed Tariffs?
The tariffs policy of Trump aims to encourage the consumers to purchase American through making the imported goods costlier. US have imposed tariffs on more than $360B of Chinese goods and China retaliated with tariffs on more than $110B of US products.
Last year, Washington delivered 3 rounds of tariffs and in the fourth round was in September. The latest targeted Chinese imports with a 15 percent duty include meat and musical instruments. Beijing hit back with tariffs that range from 5 percent to 25 percent of US goods. The latest tariff included a five percent levy on the US crude oil, which is the first time fuel was hit in the trade battle.
The cloud is growing exponentially in today’s society. It created so many benefits for school systems, hospitals, offices and business establishments. For those of you who are still unfamiliar with how the cloud works let’s give it a little background.
What is the Cloud?
The cloud is an online storage in its simplest term. You can store any information and retrieve it using an internet connection. It also allows a program or software to be used with its so-called cloud computing technology.
Three services under cloud:
- Infrastructure as a Service (IaaS) – for IT administrators
- Platform as a Service (PaaS) – for Developers
- Software as a Service (SaaS) – Business users
PaaS is a form of cloud service where people can promote, expand, operate and run applications which target application developers and application operators.
PaaS provides application infrastructure (middleware).
- application servers
- business analytics services
- integration brokers
- business process management systems
- and complex event processing systems
These things assist in writing applications.
In PaaS, the cloud provider will be responsible for installing, configuring, and operating the whole operation infrastructure leaving the application code only to the customer.
Practical Benefits of PaaS
- Servers and storage – Instead of the traditional costings on servers and labour works on creating software (writing and testing), PaaS will take over these things and will let the budget focus on how to develop the application.
- Network traffic – testing stages of applications and software take lots of bandwidth in a data centre. This is where the cloud comes in handy because it enables the test to its system.
- Maintenance – to keep any program up and performing to the best condition, IT personnels needs to monitor and update everything regularly. This can be costly and laborious at the same time. PaaS will do all of this duty.
- Other factors – human error and careless mistakes are greatly reduced when using PaaS. By giving a development tool and middleware, you can hire personnel who only knows how to code applications and not the whole thing.
- Agility – the faster you develop an application the better it is for the company. In a highly evolving business market, one must build, deploy and iterate in a couple of days not years.
- Flexibility – react to changes and opportunities since the budget is not focused on development nor deployment of the whole system.
Get the latest technology
Most of PaaS is run, maintained, developed and supervised by top companies in the world. They hire the best people in the industry and pay hefty amounts to keep on advancing their systems.
we all know that security threats are almost present everywhere we go, PaaS systems are equipped with specialists that protect it every time. Regular updates, system checks and security codes are automatically sent to customers by patches.
Building and running on PaaS will give you the latest technological advancement in creating applications. It will help you and your business to maximise your potential easier, safer and more economical.